At U.S. Wealth Management, we undertake a five-step process in our relationship with you. As our client, you are at the very core of the process and are critically involved in each step.
1. DISCOVERY
We create your financial profile by asking a series of questions that will tell us about your financial planning knowledge, tolerance for risk, time horizon, and short-, medium-, and long-term goals. We discuss with you how your financial lives integrate with your personal dreams.
2. ANALYSIS OF YOUR FINANCIAL STATUS
We determine what you must do to meet your goals. Our process can include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.
3. DEVELOPMENT OF A PLAN
We will then offer a plan that addresses your goals, based on the information we’ve discussed. We will always go over the options with you so that you can fully understand and make informed decisions. Your concerns are important to us and we will revise the recommendations if needed.
4. RECCOMENDATIONS & IMPLEMENTATION
We work with you and your other professionals to implement a plan which will include recommendations that align your goals with protection, creation, accumulation and distribution strategies. We monitor both the progress of your plan and changes in your life and make recommendations and adjustments accordingly.
5. MONITORING & REPORTING
Periodically we will meet with you to reevaluate your financial strategies and goals. As your life transitions we provide course correction.
